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Provident Fund housing loans to individuals

Provident Fund housing loans to individuals


the borrower must meet the criteria for housing accumulation fund management regulations on housing accumulation Fund loan. Should has of basic conditions for: (1) on time full deposit housing Provident Fund; (2) has stable of economic income, credit good, has reimbursement loan principal and interest of capacity; (3) has legal effective of purchase, and overhaul housing of contract, and agreement and loan line requirements provides of other proved file; (4) has local housing Provident Fund management sector provides of minimum lines above of raised funds, and guarantee for paid by purchased (overhaul) housing of first payment; (5) has meet requirements of assets for mortgage or pledge, Or (and) adequate compensation or other economic organizations or individuals as a guarantor of legal persons; (6) meets all local housing Provident Fund Management Department under other lending conditions.
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loans applicants submit a written application and to submit relevant information, followed by the construction Bank of China is responsible for handling housing Provident Fund Management Department or apply directly to the housing Provident Fund management sector. BACK

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